Parents and Health

Health Insurance Words… What Do They Mean? #ABCenEspanol (English & Spanish)

Every tried to find out what the health companies and insurance companies are talking about when they say ‘certain’ words? Well, there is a site that gives you a glossary of all the medical terminology these companies are using. WHY? because there are people that actually care about what they are putting out there…

http://accessbettercoverage.org/about-access-better-coverage

Here are some words: Glossary

“Combined deductible

A deductible – total amount a patient must pay out of pocket annually before the health plan begins to pay – that includes both medical care and prescription medicines. This amount does not include premiums. For example, if a deductible is $1,000, the health plan won’t pay anything for most health care until a patient pays $1,000 out of pocket.

Copay

A copay is a fixed amount – or flat fee – a patient is responsible for paying with his or her own money (out of pocket) for certain services or medicines. Plans specify what this amount will be for a variety of health-related services, such as a doctor or specialist visit, emergency room visit or prescription medications. Copays are determined by health insurance plans and are often printed on health insurance cards.

Cost sharing

The amount insurance plans require patients to pay out of their own pocket. For example, copays, coinsurance and deductibles.

¿Estás cansado(a) de las compañías de salud y compañías de seguranzas de salud que dicen ciertas palabras pero no te dicen que es lo que te están diciendo? Bueno, hay un sitio que tiene un glosario con todas las palabras que describen las compañías de medicina. ¿Porque? Porque hay compañías que si te quieren ayudar

Aquí mira unas palabras del glosario. http://accessbettercoverage.org/espanol

“Copago

Un copago es un monto fijo – o tarifa fija – que un paciente debe pagar con su propio dinero (fuera de su bolsillo), por ciertos servicios o medicamentos. Los planes especifican cuál será este monto para diversos servicios relacionados a la salud, tales como visitas a un médico o especialista, visita a la sala de emergencias, o medicamentos recetados. Los copagos están establecidos por los planes de seguro de salud y están usualmente escritos en las tarjetas de los seguros de salud.

Coseguro

El coseguro es un porcentaje de los costos que el paciente debe pagar con su propio dinero (fuera de su bolsillo). Los planes especifican cuál será este porcentaje por diversos servicios relacionados con la salud, tales como visitas a un especialista, visita a la sala de emergencias, o medicamentos recetados. Dado que el coseguro es un porcentaje de los costos totales, es difícil estimar y planearlo de antemano.

Costo fuera de su bolsillo

Es un gasto por cuidado médico que un paciente debe pagar con su propio dinero, y no reembolsable por parte del seguro. Los costos fuera de su bolsillo pueden incluir los deducibles, coseguros y copagos por servicios. La Ley de Cuidado de Salud Asequible exige que la mayoría de los planes de salud tenga un máximo anual de costos fuera de bolsillo, para la mayoría de los servicios de cuidado de salud.”

http://accessbettercoverage.org/espanol

This is a paid blog post by the MooreCommunications Group for the AccessbetterHealth.org site.

Latina in HongKong

Some of you may have been following my adventures and know that I met a special person (now boyfriend) “J” who is the best friend of Bryce, whom I met while filming Project Runway All Stars. Well the stars certainly aligned, the timing finally became right for us (both dating other people when we first met), and now we are in this full-blown relationship that has changed my life.

How to Keep Your Health While Being an Influencer.

Keep your health while being an influencer

Influencers are committed, consistent, creative, idea driven, motivating and obviously…influential people. They too become overwhelmed, stressed but they just know how to work it so no one knows.

So How do you use your influence to help your health?

Here are five simple steps to help you keep your health while being an influencer:

1. Do what you love doing.
Most often once you are an influence of something you are placed in a box of the influence you are a part of. I say if the box is what you love stay in it. If it isn’t well go outside the box. When you love what you do you are happy. Happy wife happy life? Not married that’s ok your married to being an influence.

most influentials usually have the first one down because they became an influencer though being who they are… But just incase…

2. Consistency:
Influencers are consistent most of the time… Guess what? Your human- #Take5 minutes to help you recharge a few times during your day. We are not telling you to stop… But we are suggesting you take time to chill, slow your mind and body to relax. Keep that consistent, then work hard so you can play harder.

3. Commitment:
Stay committed to you. As an influencer you are pushed and pulled and most of the time on the go. So stay committed to (______<your name), you. Make sure that with in your schedule you add #MeTime.

You don’t have time? … Well guess who is boss?! You are so make the time to take care of you. Think: Health, mental health and your soul’s HEALTH Too.

4. Creativity:
Influencers are most of time creative. Well it’s time to get creative with your health. I speak from experience… I would put my job before my health… But guess what? It doesn’t turn out well… So I had to learn to keep me alive before I became a dead influencer. Be creative, have your meetings in a #dailywalk. Talk to people while you are taking a stroll and then continue with your walk.

And five!

5. Motivate:
Once you are able to schedule your #Take5 minutes for you in your happy influential position because you like what you do and are able to be creative where you are at in your life…. Then others will follow and do the same. After all, you are influential right?
Stay influential. Stay alive. Hopeful and motivated. Keep it healthy, keep it going!

Kindly,

Jes Sofia Valle
Global Influential.

Stressed Out? …Ways to help keep Stress Away

Stress… It is an everyday thing unfortunately. But does it have to be? “Stress is preventable and treatable. It can be challenging at times, but it can defiantly help your daily living. Like with a lot of things, recognizing you have stress is the first if the first step.”

How do you know you have stress?

Intense frustration, such that you feel like screaming, over crying, wanting to be alone
Panic when faced with a fairly simple tasks
Irritability and bad temper
Sleeplessness or over sleeping
A need for excessive alcohol or tranquilizer intake in order to relax
Physical appearance; disheveled.
You know you have stress.

What are ways your can relieve your stress?

Take a moment to Breath: in through your nose out through your mouth

Get organized: If your home/office is messy you will feel messy.
- Clean your home

· Clean your office

· Organize your pantry

· Make your bed in the mornings

Get Rest: Rest is a must. You cannot expect your car to run with out gas… you must rest.

· Eat a Good meal. In moderation, eat your favorite meal. Cook if that helps you.

· Meals are very important.

· Get Sleep is a must. You don’t want to end up burning out.

· Light a candle: a scent that you find soothing

· Bubble baths: Water allows for your mind to be relaxed

· Sit outside away from the chaos and light an inscent

· Do light things: When you are stress decrease your load. If you are always on the go… Learn to slow down and stop sometimes.

· Remain Positive: If you allow the hardships to overcome you, they will do just that. Make sure you continue to think positive. Think Positive about yourself

Exercise: Don’t underestimate the value of a brisk walk. It allows for your to clear your mind, allows oxygen to your muscles to allow them to relax.

Talk to your friends: If you have kids and they are driving you crazy, or your work boss is telling you to do too much… Vent. It’s OK to vent. This doesn’t mean you have to talk down or bad about someone, just means you can tell a friend of how YOU are feeling and What YOU are going through.
Have YOU days: This one is my favorite. If you are with a partner ask them to help you. If you are a single mom, ask a friend to help you. Personally, I love my Mani-Pedi days or Beach time.

· Read a Book: Allow yourself to be distracted by something that has nothing to do with your stress.

· Listen to music: Listen to something that you know will calm you down.

· Write your thoughts down in a Journal.

If your stress is too much, talk to someone about it. Having tools to decrease your stress and possible anxiety will only help you.

I wish you rest, peace and ongoing enjoyment of life in a serene way.

Smile (if you want),

Jes Sofia Valle

Want and Need

In life, there are many situations that may bring you to say the word no, but you end up saying yes. A lot of them are in relationships, money, lifestyle, etc.
Knowing when to say no is much necessary. A lot of people do not say it too often and end up doing things they don’t really want to do. Or get too involved in life altering commitments. The following are some suggestions or things to learn and questions that you may ask yourself the next time something comes up.

Learn the meaning of want and need.

“Need” is a basic living essential like, if you don’t have it, you could die. Life food and water.

“Want” is something that you feel you need, or you really desire, but not having it doesn’t mean you die. Like the Luis Boutin heals.

Do I need this or do I want it?

Then learning to be truthful to yourself and honoring what you really need vs. what you want. At the end of the day, what you get or do not get falls on you. You will live with the choices you make. Yes people!!! What our parents told us growing up (well, mines always did) about making correct decision does follow us. And if you are reading this, then you will say… awe man! That old lady was right! LOL Mommy I love you and you are not old yet!

Nevertheless, pick, choose and learn what works for you.

If you’re dating someone, make sure you get what you need out of it, and make sure you give what you want to give to it. Learn that saying no will have some response and results from both sides. After all isn’t that a big part of a relationship…communication.

In friendships, learn to say no or yes. Allow your friends to be a part of your life, but don’t allow them to run it. Running your life is your job. Saying no is ok. And so is yes, as long as you are true to you.

In money!!!!!!!!! Defiantly learn how to say no. And learn what you want and what you need. And remember to save for a rainy day…lol.

Ok people, with that I’m off to make my dinner and not eat pasta and make some salmon because I don’t want or need the calories of pasta, but I do want and need healthy food. Just threw this in here to mess with you.

I hope you live and learn everyday, and learn to know what your want and need in life.

Live life, love, and be!
~JSV

Validation and Instinct

No matter who you are…or what you do, Validation at some point is an amazing feeling. Saying NO can bring you to Amazing too.

Anecdotal experience here!

I went to an awesome @AvionVentures event at IndieDesk in Downtown Los Angeles. I was there to see how I can take Bloggers of Health to the next level. We are here people! 😀 That’s our current reality right now and we are transparent and like to share so I said, here we go!

There were four amazing PowerHouses speakers there, MC’ed by His own powerhouseness Barney Santos from Gentefy:

Catherine J.K. Sandoval, the first Latina to serve on the California Public Utilities Commission.

Helen Iris Torres, Executive Director, Hispanas Organized for Political Equality

Liliana Monge, Co-Founder, Sabio

Deldelp Medina, Co-Founder & CEO, Avion Ventures

In the workshop I was working on my master plan (Bwahaha < I kid…); more so moving things around I already have to work with for them to make more sense. @Deldep was amazing! The workshop that Avion Ventures provided helped me! It put some screws back in my head.

Then…”and then!” Julia from Wild Horse Labs spoke, taught us what to know about our company/idea (depending on what level we are in) so we can talk to investors and obtain future workers and know how to grow and let go of our business and make that money to help serve our need.

At the end of the event, I spoke to Julia and we were having a great convo about a little bit of everything when our convo hit a validation point for me. She said, “No, you don’t have to work with everyone. No you don’t have to say yes to everyone. And yes have to be able to say No…in a kindly way of course!” Those words gave me chills. When she said those words, I felt so validated! You see I’m one to say no to people who I just don’t feel right working with. And yes to those whom I feel good working with. It doesn’t always have to do with who they are… Some are my friends and I don’t work with them due to ethics or I just know to trust me instinct. It doesn’t mean the other person is the devil… they are just not in my current path for my journey and who knows, they maybe in the future. I like using my instincts. I felt validated! … Even a grown up woman like myself enjoys to be validated for her thinking! This stems from something a few (a lot of people) have told me, “Make sure I play with everyone because Bloggers of Health is a new company.” And I have said thanks for the input, but I don’t play with everyone.

Its not that I don’t like to play with everyone in the sand box, I’m still kind, genuine, honest, silly and will be very nice to everyone including the ant (they are strong little suckers). More so, it’s that “feeling” I get- with whom I am to play with in the sandbox, and whom I don’t want to or shouldn’t play with in the sand box, and I trust my feeling; my instinct. They have gotten me through a lot in life.

When she said, “no you don’t have to work with everyone,” I literally almost cried. Because I felt understood, i was validated. I understood two things from that: 1. No, people don’t have to work to me, but they will want to someday. And 2. No I don’t have to work with people I don’t think will help or work with me the way I want to be helped or worked with. She provided an example: “It’s like dating! (Ha!) You pick and date the best people, not the not good enough for you! And what’s for someone else isn’t always for you.” Eureka! More validation! Heck she even spoke to me about my current dating life. Lol. Backtracking, not everyone is meant for you. Your product is not for everyone. But when you do find someone you love to work with… Well it can be a hit! Ball out of the park, it was all you needed and who you where waiting for… Ha! Just like dating.

This doesn’t mean you burn bridges or cannot foster a relationship… it just means you know what you want for your business…and a partner.

Coming from someone who’s at a different level of Business than I am and hearing those words validated my thought process.

I want you to know that being you, trusting your instincts, your gut feeling, yourself will take you to places you would never think of or they will take you to where you are thinking of right now! (hoping it a positive and great place!)

That no matter what “level” of life you currently live, validation is good. Positive thinking is good. Knowing how to trust your self, your instincts are important. Knowing how to say NO is important! As humans our bodies where built/created to trust our self: our mind, body our heart and soul. I truly think it’s to help us in our journey in life and to stay alive!

So next time you feel that gut instinct of yours telling you something, listen to it. Hear it, and take action or not take action. Don’t over think it too much and don’t let your “amygdala get hijacked” either.

Trust you, be you, listen to you. Allow you and your team to guide you to your next flight. Allow others to help you if you think they are meant to be in your life. And tell yourself that if they didn’t want to work or help you know, however they might want help or work with you later.

Most of us lead our goals in life to survive, and thrive. Me I like to do it with Passion, compassion and a Healthy style. Know how to be teachable and you will learn, live and be amazing!

Thanks Avion Ventures, Sabio.LA, HOPE, CalTech, and Wild Horse Labs for your awesomeness. I appreciated your time and invite. #LATINATechLA for all.

Smile (if you want).

Kindly,

Jes Sofia Valle

#LifeTips

Shoutouts! @AvionVentures @SabioLA @CalTech @Crowdismo, @Gentefy, @JessieMartinez, @MavenExperiance, and all others there making the Latina Women take their Place at the table.

Kindly,

Jessica Valle, Founder  Bloggers of Health, LLC

Family Time: How to develop the time with Family

View image | gettyimages.com

By Jes Sofia Valle

One of the things that we forget about first (believe it or not) is spending time with your family. We work so hard, so much for them, that we forget to make time to actually appreciate and enjoy the people we work hard for everyday.

So here are some tips to help begin develop your time with your family:

As the PARENT: find out what is the time your children/Family is available and jot it down.
Find out what your family likes to do individually.
Now combine all their likes (including yours) into what I like to call a #SMASHUP . Definition of a SMASHUP: Make time in one month where everyone gets to try something (hopefully not too expensive) that the other person likes to play with… Mancala, Monopoly, Grand Theft Auto, Bicycle riding, movie watching, cooking, playing football, basketball, making sushi classes? The list can be endless… however, that is a great thing.
Set up a time and meeting.
Make rules for this family time:
1. No negativity: So no reprimanding, I wanted to talk to you about your grades… (the rules are most of the time are for you the parent). 🙂
2. Keep it Positive: Example, That’s awesome! NOT: That’s awesome, but you should do this or that… :-/
Make it at least two hours.
Put your Social Media Away. Enjoy the time.
HAVE FUN!

RIGHT NOW! : How to get your kids to do their chores.

#482346143 / gettyimages.com

For ages 2-8

So how many of you out there tell your kids “Do this RIGHT NOW?” Don’t fret, most all mothers have. You are not alone.
And then how many of you get a response? Or how many of you have to continue to tell your kid over and over and over to the point where you are frustrated and your about to give your child a spanking? …
I see this all the time. Overstressed parents that get frustrated because their kids don’t listen!
But what if you did things differently? What if there are other ways to help you be less stressed and frustrated?

So here we go: The secrete words DIRECTIVES and CONSEQUENCES.
What is a Directive?!
That’s you telling your kid what to do. But here is a different way to do this. But before I teach you, you have to learn it, and then teach it to your child by explaining it to him/her what it is and how it goes. Then you will teach them consequences, I you will learn how to here.

A Directive:

It has three Parts:
1. The “To do”: (ex. Juan goes takes out the trash).
2. TIME: (ex. You have 15 minutes to take it out).
3. Acknowledgement that he will do it: (Thanks).

Juan go take out the trash, you have 15 minutes to do it, Thanks.
So what changed? You gave them time! You see…right away only frustrated you, not them. But they end up mad at you because “you’re treating them like a (slave/dog/worker/waiter…” so I’ve heard…
Imagine If “I told you, go clean your house RIGHT NOW!” You will be like…

1. Who are you to tell me anything, 2. Mum no. 3. Really. Can you be more diva about it? Well, well, imagine that! You did not like it. Well imagine if you did not like it, now much less your kid will not like it either!

So this is what you are teaching your child with giving them time. Respect. As a mother and human you are teaching them respect. I mean, maybe they are about to win a video game that they have worked soooooo hard to win. Or they might be in the middle of a math problem, they may even be reading! But most likely they are on their iPad or iPhone kicking with their friends. Regardless you have implemented accountability, responsibility, trust and acknowledgement…all of which work with respect.

AND WHAT IF THEY DON’T LISTEN?

(You have to keep a timer for yourself) AFTER, if they have gone their time, you give them one more minute, but you tell them they have one more minute.

Q. AND IF THEY DON’T listens?

A.You place a consequence.

A consequence is simple. Something your child likes (cannot be daily food intake or anything that are needs). More like (iPad, iPhone, video games, going outside to play, playing with the neighbors, playing board games, etc.

Do not use food as a consequences or reward. You don’t want them to have food issues later in life.
And the consequences should be taken away depending on age.
Like time out for ages 2-7. Depending on their age.

If your child likes to watch cartoons then take it away for their favorite show. If they throw a tantrum, ignore their behaviors. (But make sure they are ok). For older kids it goes the same. Ignore the Negative behaviors and pay attention to the positive ones.
Let me know how that goes.

NOW that you have read this, make sure you explain to them what your will be doing. Juan, I’m going to start doing something new… I’m going to begin to give you time and this is how it goes.
Explain the three parts of the directives, the extra one minute and then explain the consequence. You know your child better than others (we hope) so talk to them in lay terms.

And Like I say: Consistency is your best friend when it comes to children.

#HOPE

Sometimes you may feel hopeless. But know that there is always HOPE and something you can find to make Life worth living, It takes a little bit of talk through sometimes, and sometimes its right in front of you. Trust that there is always HOPE in front of you.

If your friend or family or someone calls you and they want to suicide, call 911.

If you are about to suicide or hurt yourself: call 911

National Suicide Prevention Lifeline 1-800-273- TALK (8255)

We ask #WHY, when we should ask #HOW.

Food for thought:

There are many reasons and ways to answer why. Sometimes Why is never really answered and that can be frustrating and then some. Sometimes we ask WHY when the reality is that we should be asking HOW.

We ask WHY God, why people, why life, why Buddy, why you, why me, why this, why that… why why-why… why. You can clearly see WHY asking WHY can be not so helpful (at times). You see asking this word of three letters gets us sitting. INSTEAD of taking ACTION.

So asking HOW the next time you want to ask why.

How is this possible?
How do I get there?
How can I get through this?
How can I get through to them?
How me? (well you would have to ask HOW do I as oppose to WHY me right? )
HOW

This will take you to WHAT (you many need) and WHERE (to do, go) and even WHEN. Go figure.

Part of life is TAKING action for your own life. MAKING sure that you are able to do what you need to. Knowing WHERE to go to make things happen for you, even WHEN.

Try it out, let us HOW that works for you.

Opinions accepted. 🙂

Smile (if you want)

Jes Sofia Valle